Individual Development Account (IDA) Program

Individual Development Accounts (IDAs)  are a proven method for building assets in low income families. WACA’s IDA program supports low-income individuals in Yuma County who want to go to college or purchase a first home by matching every dollar saved in an IDA account with $3. WACA also helps participants save by providing free financial planning courses and financial counseling along the way. 

Eligibility Requirements

  • At least 16 years of age
  • Participant must have some source of earned income
  • Participant’s net worth must be less than $10,000 (excluding one car and one home)
  • Participant’s income must be at or below 200% of Federal Poverty level
  • Yuma County resident

Risk Free!

  • No Penalty for Early Exit
  • Unlimited Financial Counseling available for participants
  • Free Financial Capabilities and certified 8-Hour Pre-Purchase classes


For More Information:

To complete an application, download and complete the IDA Application Packet and contact us to schedule an appointment. 928-217-7156 or email at: