HUD-Approved Homebuyer Education:

In-Person Classes


Are you ready to buy the home of your dreams? There’s more to purchasing your first home than simply saving for a down payment.

As a HUD-approved Local Housing Counseling Agency, WACOG provides HUD-approved homebuyer education to area individuals and families. Our experienced, HUD-certified Housing Counselors uphold the highest standards of excellence and ensure that you receive the most up-to-date information available to help you through the process of purchasing a home.

Our HUD-Approved 8 hour curriculum, covers topics such as:

  • Introduction to owning a home
  • Money management
  • Understanding credit
  • Obtaining a mortgage loan
  • Shopping for a home
  • Closing process
  • How to protect your investment after purchase.

We connect you to local professionals in the fields of real estate, insurance, lending, title, and home inspections to provide you with the most up-to-date information. Course participants also receive a confidential one-on-one homeownership counseling meeting with one of our Housing Counselors. Upon course completion, participants will receive a Qualified Certificate of Completion, which will meet most lender homebuyer educations requirements.

FAQ’s (coming soon)

Class Schedule (coming soon)

For more information, or to make an appointment, contact:

In Yuma or La Paz Counties: Martha Marquez: (928) 217-7126 (

In Yuma or La Paz Counties, Spanish: Martha Marquez: (928) 217-7126 (

In Mohave County: Corena Martinez: (928) 377-1063 (


You may also open and download a Preliminary Assessment and email it to any of the above-listed counselors.  Preliminary Assessment


HUD-Approved Homebuyer Education:

Certified Online Courses

WACOG offers cutting edge homebuyer and homeowner online courses. These courses, provided by Framework and eHome America, include videos and easy-to-read content. You can complete each course at your own pace, and will receive a certificate of completion at the end. All courses are available in English and Spanish.

Additionally, each online course includes an opportunity to speak with one of our trained advisors to ensure that you have all the tools you need to make your first purchase.

One of the most comprehensive online homebuyer courses available, Framework covers both the complexities of buying a house and the responsibilities of owning one. It meets all HUD and National Industry Standards for homebuyer programs and is mobile-friendly for your convenience.

Learn how much you can afford, how to choose the best loan for you, how to close on your home, and much, much more! The fee for this course is $75, payable online.




WACOG also partners with eHome America to provide online instruction based on the NeighborWorks Realizing the American Dream curriculum and meeting the National Industry Standards for homebuyer education. eHome America is designed to give you the knowledge and background necessary to confidently manage the home buying process.

If you’re a first-time homebuyer looking to understand the process or need a homebuyer education certificate in order to qualify for a loan, eHome America is the course for you! The course fee is $99, payable online.